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Definitions are very
important to understanding what one has and what one thinks
they have.
This Union has gone through
many states of interpretation defining definitions with our
Insurance Company and are still working to understand all of
the terms.
Extended Health Care and
Dental Care
If you or your dependents
incur charges for any of the Covered Expenses specified,
your Extended Health Care and Dental Care benefits can
provide financial assistance.
Travel Plan;
Out-of-Province/Canada
This benefit provides
"Emergency" medical protection when traveling or vacationing
outside your Province of residence or Canada for up to 183
days. (Travel out of Canada/Province for other than health
reasons.)
Income Protection Program;
W.I. = Weekly Income
This benefit provides a
portion of your salary during the first twenty-six (26)
weeks of recognized absence from work.
LTD = Long Term Disability
After receiving W.I. to the
maximum benefit period (twenty-six (26) weeks), the LTD
benefit will provide an income if you are unable to perform
all duties of your regular occupation on a full time basis,
until age sixty-five (65) or if you should elect to retire
early, LTD will cease as of your date of early retirement.
Life Insurance Program
This benefit is comprised of
life and accident insurance plans that help provide
financial protection for you and your family in case of
death or accident injury. |
